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Products

Property-backed finance for families and small businesses, with support at every step.

Our products

Secured loans, structured around your property

Unlock the value of the property you own — or finance the one you want to buy.

Micro loan against property

Micro Loan Against Property

Secured funding for small business owners and self-employed professionals, using a residential or commercial property as collateral.

  • Business expansion, working capital or debt consolidation
  • Residential or commercial property accepted
  • Flexible documentation tailored to your income profile
  • Long repayment tenures to ease cash flow
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Secured business loan

Secured Business Loan

Growth capital for shops, workshops and small enterprises, secured against property for better terms than unsecured credit.

  • Inventory, equipment, shop renovation or expansion
  • Structured repayment matched to business cash flow
  • Transparent property valuation
  • Clear, disclosed charges
Enquire
Home loan

Home Loan

Buy, build or renovate your home with long, easy tenures.

  • Purchase of ready or under-construction homes
  • Home construction and extension
  • Tenure up to 30 years
  • Tax benefits as per prevailing law
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Balance transfer

Balance Transfer & Top-up

Switch your existing home loan and get additional funds on the same property.

  • Potential interest savings
  • Top-up on existing property
  • Single consolidated EMI
  • Guided document process
Enquire

Loan amount, interest rate, tenure and eligibility are subject to Grantech Capital's credit policy and are confirmed in the sanction letter.

Support services

Support from first call to final disbursement

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Loan Advisory

We help you choose the right product, amount and tenure for your goal and cash flow.

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Loan Processing

A structured, tracked process from application to sanction.

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Customer Onboarding

Simple KYC and onboarding, guided by our team.

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Credit Assessment

Risk-based assessment that looks at your income profile and property.

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Documentation Support

Help preparing and checking the papers you need, so nothing delays approval.

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Disbursement Support

Clear schedules and communication until funds reach you.

How it works

A seamless application process

Tailored documentation

Minimal paperwork matched to your income profile.

Transparent valuation

Legal and technical checks on the property, explained clearly.

Risk-based assessment

A fair view of repayment capacity and property value.

Structured terms

A sanction letter with every term and charge disclosed.

Before you apply

Document checklist

Identity & address (KYC)

Officially valid documents for identity and address for every applicant and co-applicant. See our KYC policy for the accepted list.

Income & business proof

Salary slips or income tax returns, bank statements, and business registration or vintage proof for self-employed applicants.

Property papers

Title deed, sale agreement, approved plan, tax receipts and encumbrance details for the property offered as security.

Plan ahead

EMI calculator

An indicative estimate. Actual rates and terms are confirmed at sanction.